Rental car insurance
Because you have reserved a car with Adrem Car Rental, here is information about your reserved rental car. This information consists of 4 sections:
- Picking up your hire car
- Your hire car insurance (this article)
- Driving your hire car
- Returning your hire car
No unexpected costs:
You pay only what is agreed in advance.
Free cancellation up to 48 hours before departure:
If it doesn't work out anyway, you can cancel any reservation free of charge up to 48 hours before departure.
100% transport guarantee:
If you don't get where you need to be, you don't pay a cent.
Rental car insurance
Not such a fine subject: insurance.
Personally, I hate it. I can get quite annoyed by advertisements from insurance companies that scare me about what might happen.
Fine, but then why are they being so difficult when I am insured and they should actually pay something to me?
Insurance you can take out.
Sometimes because they are mandatory, sometimes voluntary.
Since you have booked a car, I'd like to give you a few tips on what to look out for when it comes to rental car insurance.
At Adrem Limburg, all cars are WA and casco insured for all countries belonging to the coverage area of the green card. The maximum WA coverage is €2.5 million per event.
Insurance - excess
Usually, car rental companies have a deductible with the rental contract. This excess is charged if damage occurs during the rental that we cannot recover from a counterparty.
You can think of 3 cases for damages:
- You stop at a traffic light, and someone collides with the back of your hire car. In this case, the damage is recovered from your rear driver, and you do not have to pay anything extra to us.
- You hit a pole, a tree or another vehicle during the rental. In this case, the excess will be charged.
- You park the car to go somewhere for a cup of coffee. Upon returning, it turns out someone has driven into your rental car, but the culprit did not leave a note under the windscreen wiper. Bummer. In that case, we will charge the excess; the damage cannot be recovered from any other party.
At Adrem Limburg, we have a high excess. In our experience, tenants become more cautious when the excess is high. However, this excess can be bought off at an additional premium to a lower amount. For all our passenger cars, the standard excess and the surrenderable excess are the same (insurance rates do not include VAT):
- standard excess for passenger car: € 1250, no extra charge
- purchased excess: € 350, for € 10 per day
When picking up the hire car, you can indicate whether you want to reduce the excess or not.
When are you insured?
The hire car is insured only if we are in possession of all the credentials of persons who will be driving the car. This means that if a licensed person is driving the car but is not known to us, the car is therefore not insured.
At Adrem Limburg, it is possible for several people to drive the car. There is no extra charge for this. Of course, we do need to receive a copy of identification and driving licence from each driver before the car is hired out.
Questions?
Pfoe, sorry for the tricky subject! If you have any more questions, please feel free to contact with us!